IUL- INDEXED UNIVERSAL LIFE

Build Wealth While Protecting Your Future

At Unified Financial Group, we believe in financial solutions that provide both security and growth. Index Universal Life Insurance (IUL) is a powerful financial tool that offers life insurance protection while allowing you to accumulate tax-deferred cash value through market index performance. Secure your family’s future while building wealth with flexibility and control.

Why Choose Index Universal Life Insurance?

An IUL policy provides more than just life insurance—it’s a smart financial strategy that offers:

✅ Lifetime Protection – Ensure financial security for your loved ones with a permanent life insurance solution.
✅ Tax-Deferred Growth – Your policy’s cash value grows based on market index performance, free from immediate taxes.
✅ Market-Linked Growth, No Market Loss – Benefit from market gains while enjoying downside protection against losses.
✅ Flexible Premiums & Access to Cash – Adjust contributions to fit your budget and access funds when needed.
✅ Retirement Income Potential – Use your policy’s cash value as a tax-free income stream in retirement.

How Does IUL Work?

Index Universal Life Insurance combines life insurance protection with a cash accumulation account that grows based on a stock market index (such as the S&P 500). Unlike traditional investment accounts, your cash value is shielded from market downturns, ensuring steady growth over time.

Who Should Consider an IUL Policy?

IUL is ideal for individuals who want to:
 ✔ Protect their family’s financial future
 ✔ Build long-term, tax-advantaged wealth
 ✔ Supplement retirement income with a tax-free strategy
 ✔ Gain flexible access to funds for education, emergencies, or investments

Start Building Your Financial Future Today

Index Universal Life Insurance is a smart way to protect what matters most while growing your wealth. Let Unified Financial Group help you design a customized plan that fits your goals.